About Us

Powering Payments Across Africa

Mamlaka is a next-generation payment service provider built for the African market. We believe that seamless, secure, and affordable payments should be available to every business from solo entrepreneurs to global enterprises.

Our Mission

To democratize access to financial infrastructure across Africa by providing the most reliable and affordable payment solutions.

Our Values

Integrity, innovation, and inclusion. We build products that put merchants and their customers first, always.

Our Story

Founded in Nairobi, Mamlaka started with a simple idea: payments in Africa deserve world-class infrastructure. Today, we serve 10K+ merchants in 15+ countries.

Seamless Collections & Disbursements

From payments to payouts, Mamlaka helps businesses streamline financial operations with unified, secure, and fast transactions.

UNIFIED API

Accept Payments & Send Funds Through One Unified API

Manage collections and disbursements across Africa with a single API. Receive payments from mobile money, cards, bank transfers, and USSD, then send funds instantly to vendors, agents, employees, and customers. Mamlaka handles the complexity so you can focus on growing your business.

Mobile money payments (M-Pesa, Airtel Money)

Card payments (Visa, Mastercard)

Bank transfers and USSD collections

Bulk payouts via a single API call

Mobile money and bank account disbursements

Automated reconciliation and audit trails

Real-time transaction and delivery status

Smart retry logic and failure alerts

Frequently Asked Questions

Everything you need to know about Mamlaka's payment platform.

General

What is Mamlaka?

Mamlaka is a leading payment service provider (PSP) offering secure, fast, and scalable payment infrastructure for businesses across Africa and beyond.

Who can use Mamlaka?

Mamlaka serves merchants, agents, developers, and enterprises of all sizes looking to accept or send payments globally.

In which countries does Mamlaka operate?

We currently operate in 15+ countries across Africa and are continuously expanding our reach.

Payments

What payment methods do you support?

We support mobile money, card payments, bank transfers, USSD, and more — covering every major payment method available in your market.

Is there a transaction limit?

Transaction limits vary by merchant tier and country. Contact our support team to discuss custom limits for your business.

Security & Compliance

Is Mamlaka PCI DSS compliant?

Yes, Mamlaka is fully PCI DSS Level 1 certified, ensuring the highest standards of payment data security.

How does Mamlaka handle fraud?

We use advanced machine learning models, behavioral analytics, and real-time monitoring to detect and prevent fraudulent transactions.